Our 2% home loan interest rate offer has had us run off our feet


Our 2% home loan interest rate offer has had us run off our feet

Do you want to know how MRD slashed the interest bill for a Canberra couple by $13, 535?

Some months back I announced that we were able to arrange a 2% home loan for qualifying clients.

As you’d imagine, the takeup has been huge.

Perhaps you missed the email, or didn’t believe it was a fair dinkum offer; it is!

With ATO approval, this loan product is offered to:

  • Save you money off your mortgage repayments
  • Help you to pay off your home sooner
  • Free up cash flow to allow you to invest in more property to build wealth for retirement

Here’s how it works.

  • We refinance your investment property (IP) portfolio at a higher rate than you are currently paying, thus qualifying you to have your owner occupied (OO) home loan interest rate discounted
  • Paying more on your IP means you get more back in taxes
  • The ATO okays a maximum of 5.5% to be applied to your IPs
  • The ATO will also allows the interest rate on your OO to go down to as low as 2%
  • Assuming you qualify, the rates we will be able to offer you will vary, based on your OO and IP borrowing levels
  • Qualifying for the full discount (i.e. having your OO interest rate reduced to 2%) is achievable where your total IP borrowings exceed the size of your OO mortgage
  • If the borrowings against your home (OO) are $600,000 and against your IP, $400,000, the rates we could offer you would be different than if the above scenario were reversed. Quotes are given on a case by case basis

Our Canberra clients had us source a new IP for them. Even before factoring that additional IP in, were already had them saving $8,286 a year (or $690 a month). Now, with their additional IP, those savings are a whopping $13,535 per annum (or $1,127.92 monthly).

Those savings reflect the difference between what they would be paying under their existing finance arrangements (with the new IP), with what they will be now be paying after we structure them according to the finance strategy we implement on their behalf.

The purpose of this communication is not to attempt to spell out all the detail, but rather to let you know what may be possible for you.

If others are able to save many thousands of dollars in interest payments each year, as a result of having us implement a better finance strategy, I'm sure you'd want to know if we can deliver the same outcomes for you.

Yes or No?

If you want us to slash your existing mortgage repayments, simply:

  • Send us your best contact details >>>here or
  • Call us on 1300 883 854

Due to the popularity of this offer it may take up to 10 days to prepare your quote. We understand that you will want any savings we can secure for you, in your pocket sooner rather than later.

Get the ball rolling today and start saving sooner.

Partnering with you for your investment success,

Nick Lockhart