Why is it so important to get the finance structuring right?

Structuring the way you borrow is only marginally less important than buying the right investment property.

Example: John has purchased three investment properties from MRD, but decided to look after the loan process through the bank he had used in the past. The bank manager didn’t understand how to structure John’s finances to cater for multiple investments, so now John will have to pay thousands of dollars in penalties to free himself to buy further properties.