1. Information on this website

Information provided on this internet site has been done in good faith and should not be regarded as a substitute for professional legal, financial or real estate advice.

It is given on the basis that no person using the information, in whole or in part shall have any claim against MRD Partners Australia Pty Ltd, MRD Direct Pty Ltd, MRD Finance Pty Ltd and/or its servants, employees, contractors and/or consultants; hereafter all referred to as MRD.

2. Personal Advice

MRD consider that personal advice that has not been tailored to an individual's own particular situation and/or circumstance is reckless and irresponsible, because every investor’s requirements and financial situations are uniquely different.

Therefore, the ideas contained here are intended as a guide only. MRD strive for excellence in all we do and believe that responsible debt management should always be observed.

3. No warranties

This website is provided "as is" without any representations or warranties, express or implied.MRD makes no representations or warranties in relation to this website or the information and materials provided on this website.Without prejudice to the generality of the foregoing paragraph, MRD does not warrant that:

1. this website will be constantly available, or available at all; or
2. the information on this website is complete, true, accurate or non-misleading.Nothing on this website constitutes, or is meant to constitute, advice of any kind.[If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]

4. Limitations of liability

MRD will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:

[to the extent that the website is provided free-of-charge, for any direct loss;]

for any indirect, special or consequential loss; or

for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if MRD has been expressly advised of the potential loss.

5. Exceptions

Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit MRD's liability in respect of any:

death or personal injury caused by MRD's negligence;
fraud or fraudulent misrepresentation on the part of MRD; or
matter which it would be illegal or unlawful for MRD to exclude or limit, or to attempt or purport to exclude or limit, its liability.

6. Reasonableness

By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this website.

7. Other parties

[You accept that, as a limited liability entity, MRD has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against MRD's officers or employees in respect of any losses you suffer in connection with the website.]

[Without prejudice to the foregoing paragraph,] you agree that the limitations of warranties and liability set out in this website disclaimer will protect MRD's officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as MRD.

8. Unenforceable provisions

If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.

9. This website disclaimer

This website disclaimer is based on a precedent created by template-contracts.co.uk and published by freenetlaw.com

10. Copyright Notice

Copyright © 2002-2019 MRD

Ownership of copyright

The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by MRD [and its licensors].

Copyright license

MRD grants to you a worldwide non-exclusive royalty-free revocable license to:

view this website and the material on this website on a computer or mobile device via a web browser;

copy and store this website and the material on this website in your web browser cache memory; and

print pages from this website for your own [personal and non-commercial] use.

MRD does not grant you any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.

For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without MRD's prior written permission.

Data mining

The automated and/or systematic collection of data from this website is prohibited.


You may request permission to use the copyright materials on this website by writing to webmaster [at] mrdpartners [dot] com [dot] au or by post to Post Office Box 25, Varsity Lakes, QLD, 4227

Enforcement of copyright

MRD takes the protection of its copyright very seriously.

If MRD discovers that you have used its copyright materials in contravention of the license above, MRD may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials. You could also be ordered to pay legal costs.

If you become aware of any use of MRD's copyright materials that contravenes or may contravene the license above, please report this by email to webmaster [at] mrdpartners [dot] com [dot] au or by post to Post Office Box 25, Varsity Lakes, QLD, 4227.

Infringing material

If you become aware of any material on the website that you believe infringes your or any other person's copyright, please report this by email to webmaster [at] mrdpartners [dot] com [dot] au or by post to Post Office Box 25, Varsity Lakes, QLD, 4227.

This copyright notice

This copyright notice is based on a precedent created by website-contracts.co.uk and published by freenetlaw.com

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